FCS playoffs with 10 automatic bids (conference winners) and 14 At-large bids. “Locks” are teams that have clinched an auto bid or have a strong enough resume to earn an at-large bid. “Should Be In” teams are on track to be in the playoffs but must avoid slip-ups.

Three weeks remain in college football's regular season, and things continue to feel as delightfully messy as ever. The SEC could end up with anywhere from three to five teams in the College Football Playoff (though the CFP committee's most recent rankings suggest three or four is more likely than five).