Cash reserves or cash accounts can serve an important purpose of having money on hand that still beats inflation.

"In this latter case, a more balanced allocation with greater exposure to bonds would be preferable," Crowell says. If our 28 year old is saving for retirement in 30 years, however, she can afford ...

With a fixed income or bond allocation there’s a lower risk because ... meaning that you’re predominantly saving or in the accumulating phase. The important part of this phase is to have ...

Q4 2024 Management View CEO Matthew Lucey addressed the recent fire at the Martinez refinery on February 1, stating that the company is still assessing the damage and working collaboratively with ...

An appreciation allocation helps you have enough growth in your portfolio to compound your savings to meet your financial goals. If you are behind on your savings, you may not be able to afford ...

Saving for retirement in a 401(k ... The challenge of setting up a 401(k) plan is selecting an asset allocation, which refers to how you invest your contributions. You need to make a decision ...