If you’re a do-it-yourself investor aiming to build a “no babysitter required” portfolio, here are the key steps to take.

Jun 23, 2025, 01:15pm EDT getty A successful retirement strategy doesn't stop at setting up a portfolio or savings account. It requires regular attention and thoughtful adjustments over time.

Retirement is not a one-time event; it is a dynamic phase of life that requires a vision of what the post-employment years will look like for each individual and how that vision will be funded.

It’s important to maintain a diverse mix of assets in your portfolio. If you’re years away from retirement, you might keep the bulk of your portfolio in stocks and a smaller portion in bonds.

“A balanced portfolio today goes beyond the traditional 60/40 stock-bond split.” Every retirement investor has different goals, so there’s no single answer that applies equally to everyone.

The ETF’s 11.2% annualized 10-year return drives strong capital appreciation, ideal for portfolio growth. A 0.05% expense ratio ensures cost efficiency, maximizing returns for retirees. VIG’s ...

A good portfolio provides income through dividends and interest, while also offering growth to fight inflation and extend the life of your savings," Carlos advises. "Retirement can last 30+ years." ...

If you’re looking to mix things up with your traditional investment portfolio and want to bring a more feisty risk tolerance to your strategies, cryptocurrency may serve to fill that role. The ...

But I know that my best bet at this point is to ride out the storm and not sell assets while they're down for no good reason -- especially since I'm not using my portfolio for income.

The 60/40 portfolio, stocks to bonds, has long been the tried-and-true method for those building their retirement nest eggs with a safety net of diversification. But times, they are a-changing and ...

For those fortunate enough to have a six-figure pension to fund their retirement, it seems like there’s little need to maintain a traditional portfolio of stocks and bonds. Indeed, massive ...