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Research shows retirees hesitate to spend savings but readily use lifetime income. Here's what this means for you. In this ...

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Foreign-currency GICs might work well for someone who travels frequently or receives income in another currency. GICs are very low-risk, since your principal investment is guaranteed to be paid back.

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Definition: The guaranteed surrender value is the amount guaranteed to the policy holder in case of voluntary termination of the policy by the policy holder before maturity. Description: Surrender of ...