To receive the highest Social Security benefits, you'll have to earn at least the maximum taxable amount annually. For 2025, that's $176,100. In 2015, the amount was $118,500. Any earnings made over the maximum amount isn't taxed and won't count toward your total earnings.

In just a few days, thousands of Americans will receive a new Social Security payment via Direct Deposit. However, eligibility is key, as only certain citizens will qualify for this financial boost. Understanding the payment schedule and requirements is crucial for beneficiaries.