By January 2025, HELOC rates had hit an 18-month low of just 8.27%, nearly two full percentage points lower than they were.

If paying cash or obtaining a land loan isn’t an option, you might be able to use a second mortgage to buy land.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

HELOCs and home equity loans became (slightly) less affordable in the most recent week. The $30,000 home equity line of ...

San Jose, California-- (Newsfile Corp. - February 5, 2025) - Simplifying Calculation has announced the launch of its ...

Equity-rich homeowners are opting for HELOCs because these lines of credit come with variable interest rates and are tied to ...

Americans have a lot of value in their homes. If you are among them, here's how to use your home equity to protect, grow and ...

Before making any major career moves, ensuring you have an emergency fund in place is wise. Clay suggests a minimum of three months' worth of living expenses, though six months is ideal. This ...

There are several popular ways to liquidate home equity, including a home equity loan, home equity line of credit, cash-out ...

Both HELOCs and home equity loans turn your home equity into cash, but that's done differently for each. With home equity ...

A simple rule can prevent you from overdoing it with a home equity line of credit: Don't borrow a lot, and don't borrow for ...

To file a claim for roof replacement, first assess the damage and gather evidence, including photos and reports from a ...