This reliable side income requires minimal effort for maximum reward. You can redeem your rewards in cash or g ...

While the standard advice to save diligently, invest in your 401(k) and avoid unnecessary spending still applies, a recession ...

Can AI really replace a skilled financial professional? In this episode of Decoding Retirement, Robert "Bob" Powell speaks ...

The Ludwig Institute’s Minimal Quality of Life Index found that, in 2023, only 40% of Americans earned enough money to get by in relative comfort.

Moraine State Park sits just a short drive away, offering free recreation opportunities around beautiful Lake Arthur. This natural treasure provides trails, beaches, and picnic areas where you can ...

The U.S. Bureau of Labor Statistics reports the average U.S. household shelled out $6,440 per month on living expenses in 2023, or $77,280 per year. That's most of the average household income of ...

Using this guide, you can make some goal assumptions. For example, if your income is $45,000 when you’re 30, having that same amount in a retirement account is best. If you’re earning $80,000 ...

Although the average retirement age is 62, according to a 2024 Mass Mutual survey, it can be hard to accurately predict when you will retire. In 2025, more than 4.1 million Americans will turn 65.

It found that customers who received 20% to 40% of their retirement income from pension-like income spent an average of $50,000 a year while those who received 60% to 80% from pension-like income ...

In this week's retirement research, we break down "Retirees Spend Lifetime Income, Not Savings" by David Blanchett and Michael S. Finke. "Retirees Spend Lifetime Income, Not Savings" Abstract ...

A guaranteed government income in retirement would be simpler ... spend more, and enjoy their retirement years. ... leave 65% of super balances unspent by average life expectancy.

Lifetime spending is still higher over the full 30-year period than it is for the base case with Social Security starting at age 67, but the steeper withdrawals early in retirement lead to a ...