Research shows retirees hesitate to spend savings but readily use lifetime income. Here's what this means for you. In this ...

We also looked at some flexible withdrawal strategies that can lead to higher spending ... of allocating a portion of the portfolio to guaranteed income is generally lower median ending balances.

However, the decision to exchange your annuity should not be taken lightly and may even have financial consequences. Unfortunately, it’s not as simple as cashing out and moving on to another savings ...

People approaching or in retirement are being urged to think carefully about their pension income options, in light of ...

Retirement planning is essential for a financially secure future, and one feature that frequently arises in discussions is the Guaranteed Income Benefit. This option guarantees a consistent income ...

Total sales were worth £7billion last year, a 34 per cent increase on 2023, according to the latest data from the Association ...

Study participants in their 20s spent slightly less time at work, but a majority of the reduced work time was offset by more time spent on education. No impact on employment was detected for study ...

A joint-life annuity ensures that after one annuitant dies, payments continue for the life of the surviving spouse. If the ...

The payouts could be higher, but so is the risk – if the ... Athene Agility annuities are guaranteed not to lose money and provide a guaranteed income stream with a death benefit rider at ...