Research shows retirees hesitate to spend savings but readily use lifetime income. Here's what this means for you. In this ...

Total sales were worth £7billion last year, a 34 per cent increase on 2023, according to the latest data from the Association ...

Insurers sold £7bn in annuities in 2024, with more people look to secure their money in uncertain economic conditions ...

Immediate annuities also mitigate sequence-of-returns risk, reducing the chance of depleting a portfolio because of market ...

Retirement planning is essential for a financially secure future, and one feature that frequently arises in discussions is the Guaranteed Income Benefit. This option guarantees a consistent income ...

A joint-life annuity ensures that after one annuitant dies, payments continue for the life of the surviving spouse. If the ...

The payouts could be higher, but so is the risk – if the ... Athene Agility annuities are guaranteed not to lose money and provide a guaranteed income stream with a death benefit rider at ...

For young physicians, deciding between employment and private practice can be stressful. While private practice offers more freedom, flexibility and independence, it can often be more challenging and ...

Regular interest payments from gilts, known as coupons, are taxed as income unless held in a tax-free wrapper. However, gilts ...

Workers saving for retirement under auto enrolment are set to miss their pension income goal by well over £12,000, new ...

Over the last few years, more and more pensioners have been pushed into poverty, with many of them just about living on the ...