Christopher Ruane explains some approaches and potential pitfalls of putting money in the stock market to try and retire ...
In 2025, the SECURE 2.0 Act allows a new "super catch-up provision" for individuals who turn ages 60 to 63 before the end of ...
Immediate annuities also mitigate sequence-of-returns risk, reducing the chance of depleting a portfolio because of market ...
But for those who want to remain in the market, doing so conservatively is ideal. And although you’re no longer pulling a weekly paycheck, you can turn to dividend ETFs that will pay you while you’re ...
Clients who took short breaks from their careers – such as parental leave or sabbatical – or who neglected to join their ...
Annuities can be a useful, albeit expensive financial tool to manage retirement income if one cannot or is reluctant to manage their own funds.
Retirement often feels far off for adults in their 30s and 40s, making it easy to put off saving. But once you hit your 50s, the potential consequences of being unprepared for retirement hit ...
Research shows retirees hesitate to spend savings but readily use lifetime income. Here's what this means for you. In this ...
There's a reason Social Security benefits are eligible for an automatic cost-of-living adjustment, or COLA, each year.
Five very safe ideas make sense for baby boomers who need to protect their hard-earned money that will help pay for a ...
When it comes to collecting Social Security, you get a choice of when to sign up. The earliest age to take benefits is 62.
Always request a breakdown of all costs associated with the annuity and ask how these expenses impact your overall returns.