Roth IRAs are not subject to rules on required minimum distributions (RMDs), and qualifying withdrawals from Roth accounts in ...

As 2025 begins, it’s the perfect time to hit refresh on your financial goals that you may have procrastinated over the past ...

Here’s a retirement spending strategy that offers a realistic balance between frugality and outliving your savings by ...

Social Security plays a big role in your retirement planning -- but you shouldn't bank on it. Here's what to do instead.

Avoiding the variety of mistakes that can occur during a retirement account rollover requires careful consideration.

I’m still mad about it,” says one taxpayer who was hit with a 10% penalty.

But at 60, you’ll face some income challenges. Pension payments often start at 65, although some plans offer reduced benefits ...

Will you be 73 years old (or older) at any point in 2025? If so, you'll soon be withdrawing some money you may have in a retirement account. The IRS requires it. It's called a required minimum ...

The 4% rule is based on a common retirement investment mix -- a 50/50 split between stocks and bonds. This asset mix is ...

Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

Unlike Roth IRAs, there are no income limits on Roth 401 (k)s. You can contribute to the account no matter how much you earn.

Early retirement isn’t exclusively for the rich. Many people use a couple of key calculations to determine how much money ...