Whether your monthly bills leave little leftover cash or you’re focusing on other goals, you might find yourself among the ...

Lower-income households are more likely to be at risk of a retirement savings shortfall and face a larger retirement savings gap. Just 34% of Americans think they’re on track for retirement.

Here’s a retirement spending strategy that offers a realistic balance between frugality and outliving your savings by ...

Planning for retirement shouldn't feel like a shot in the dark. Having a clear savings target can help you build a secure ...

Here is the average 401(k) balance and median 401(k) balance by age using Vanguard's retirement savings statistics from the "How America Saves" report. In comparison, Fidelity's 2025 report (using ...

Retirement savings includes employer-sponsored retirement ... According to the Bureau of Labor Statistics, people 65 and older spend an average of $49,279 in total annual expenditures, which ...

Health care costs in retirement are often more expensive than people expect. Here's how to make a plan that will ensure a solid financial future that isn't totally dependent on Medicare.

Federal legislation to protect workers’ retirement savings was signed into law in 1974: the Employee Retirement Income Security Act, or ERISA. It's having a midlife crisis.

Ramsey explained that 54% of American workers didn’t even know their retirement savings needs. This makes planning how much to contribute regularly and tracking your progress very challenging.