Lower-income households are more likely to be at risk of a retirement savings shortfall and face a larger retirement savings gap. Just 37% of Americans think they’re on track for retirement.

You need to replace roughly 80% of your pre-retirement income to have a seamless transition into post-working life. Your savings should equal at least 10x your annual income at retirement.

Watch Out: Avoid This Retirement Savings Mistake That’s Costing Americans Up To $300K Read Next: 5 Subtly Genius Moves All Wealthy People Make With Their Money Earning passive income doesn't ...

Retirement savings in the U.S. is a complex issue, with many Americans finding it challenging to secure their financial future. Despite the availability of plans like 401(k)s and IRAs, a significant ...

That’s the takeaway from the latest retirement savings report from Fidelity, a leading plan manager. In the first three months of 2025, the total 401(k) savings rate on Fidelity plans reached 14.3%.

If many people lack adequate retirement savings, ... Pew Charity Trusts cited Bureau of Labor Statistics data showing that 57% of private-sector firms with fewer than 100 workers offered a ...

For example, the Economic Policy Institute reported that, based on 2016 data (latest information), only 41% of black families and 35% of Hispanic families had retirement account savings, compared ...

Half of all workers in private-sector America now participate in 401(k) plans, a sign that tax-advantaged retirement savings may be catching on at last. As recently as 2010, federal data shows ...

But these six retirement statistics that the financial guru Dave Ramsey shared on his blog could make you think twice. Watch Out: Avoid This Retirement Savings Mistake That’s Costing Americans ...

That’s the takeaway from the latest retirement savings report from Fidelity, a leading plan manager. In the first three months of 2025, the total 401(k) savings rate on Fidelity plans reached 14.3%.