"In this latter case, a more balanced allocation with greater exposure to bonds would be preferable," Crowell says. If our 28 year old is saving for retirement in 30 years, however, she can afford ...

With a fixed income or bond allocation there’s a lower risk because ... meaning that you’re predominantly saving or in the accumulating phase. The important part of this phase is to have ...

Saving for retirement in a 401(k ... The challenge of setting up a 401(k) plan is selecting an asset allocation, which refers to how you invest your contributions. You need to make a decision ...

Fidelity recommends saving at least 15% of your pre-tax income annually ... Heading into the rest of 2025, now is a great time to revisit your personal asset allocations. "Make sure your allocation ...

The problem with pensions largely being a thing of the past is that most of us now have to save for retirement on our own. And that means that we need to bear the risks of stock market fluctuations to ...