There are some common rules of thumb, such as maintaining an allocation of 60% stocks and 40% bonds (which is known as the 60 ...

Question: I've set a goal for myself to save $1 million for retirement. Currently I have about $200,000 saved, and I plan to work for 20 more years. How can I tell how much I need to save and how ...

Demystify asset allocation with this comprehensive guide. Learn how to align your portfolio with your financial goals, assess your cash flow needs and build a resilient investment strategy.

Convinced that the days of the comfortable company pension are permanently past, Labor Secretary Robert B. Reich and others recently kicked off a national campaign urging citizens to salt away ...

Target Date Funds, which automatically diversify, adjust and rebalance retirement saving allocations over very long periods of time, are among the most successful individual investing products of ...

Asset allocation refers to putting money into different investments with different characteristics. The idea is that this type of diversification can reduce the risk in your portfolio, as ...

Retirees can create an asset allocation strategy by selecting from the following categories of low-cost exchange-traded funds (ETFs) that meet the needs for capital preservation, income, and growth.

In the first scenario, the customized dynamic sharing increased savings by 4.84% over the consumption-based static allocation and 4.25% over the dynamic default. In the second scenario, an ...